Best auto and home insurance quotes in Texas! The simple way to shop Texas insurance online - Built by Texans for Texans

Serving Lubbock's Insurance needs

Lubbock, a thriving city in the heart of the Texas Panhandle, is known for its agricultural industry, vibrant college town atmosphere, and unique weather patterns. Whether you’re driving on U.S. Route 84, protecting your home from West Texas storms, or insuring your business, we’ve got you covered. At Shop Texas Insurance, we specialize in providing the best insurance quotes in Lubbock, ensuring you get the right coverage at affordable rates.

Best Insurance Quotes in Lubbock: Auto, Home, and Commercial Insurance Experts

Auto Insurance

Home Insurance

Commercial Insurance

Best Auto Insurance In Lubbock

Best Auto Insurance in Lubbock

From the busy streets surrounding Texas Tech University to the wide-open highways of West Texas, driving in Lubbock requires reliable auto insurance. With unpredictable weather and rural highways, having the right coverage is crucial. We offer affordable auto insurance in Lubbock tailored to your specific needs and budget.

We offer a range of auto insurance options, including:

  • Liability coverage to protect against damage you cause to others.
  • Comprehensive and collision coverage to safeguard against theft, accidents, hail, and storm damage.
  • SR-22 filings for high-risk drivers, ensuring you meet Texas state requirements.

Whether you’re searching for cheap car insurancebest auto insurance in Lubbock, or just need help comparing auto insurance quotes, we’ve got the expertise to find the right solution for you.

Get an Auto Insurance Quote Today!

Looking for car insurance quotes in Lubbock? Start here to find the best car insurance that protects your vehicle and saves you money.

Best Home Insurance in Lubbock

Living in Lubbock means dealing with the occasional severe weather, from tornadoes to hailstorms. With rising construction costs, it’s more important than ever to ensure your home is fully insured to its replacement value.

Our home insurance policies include:

  • Dwelling coverage to protect your home's structure.
  • Flood insurance options, since standard home policies don’t cover flood damage.
  • Windstorm coverage for damage caused by hurricanes and high winds.
  • Personal property protection for your belongings, from electronics to furniture.

We offer some of the best home insurance in Lubbock, with policies designed to protect you from the local risks that come with living in Texas. Searching for cheap home insurance in Lubbock or affordable home insurance? Our team will help you find the coverage you need at the best rates possible.

Get a Home Insurance Quote Today!

Whether you’re after affordable home insurance in Lubbock or just looking to compare home insurance quotes, we can help you protect your biggest investment—your home.

Umbrella Insurance

Affordable Commercial Insurance in Lubbock

Lubbock’s diverse business community, from agricultural enterprises to small local businesses, requires strong commercial insurance. Whether you're managing a farm, retail shop, or professional office, we offer protection from unforeseen risks.

We offer a range of affordable commercial insurance products, including:

  • Commercial auto insurance for your fleet of vehicles or company cars.
  • General liability insurance to cover lawsuits and damages related to your business operations.
  • Property insurance for your business premises, inventory, and equipment.
  • Workers' compensation to protect your employees in the event of injury on the job.

Our local expertise ensures you get the coverage you need to keep your business running smoothly, even when disaster strikes. We can help you find cheap insurance quotes in Lubbock for all your commercial needs, without sacrificing quality.

Get a Commercial Insurance Quote Today!

Why Choose Shop Texas Insurance in Lubbock?

  • Local Knowledge: We understand Lubbock’s unique risks, from severe weather to rural traffic patterns, and can customize your policy to suit your needs.
  • Affordable Rates: As a Texas-based agency, we work with top insurance carriers to bring you the best insurance quotes in Lubbock.
  • Personalized Service: Our team is committed to providing responsive, personalized service to meet your specific needs.

Whether you’re insuring your car, home, or business, we’ll help you find the right coverage with affordable insurance quotes that fit your budget.

Get Your Insurance Quote Today!

Looking for the best insurance quotes in Lubbock? Whether you need a car insurance quotehome insurance quote, or commercial insurance quote, we’ve got you covered. Contact us today to get started and see how we can protect what matters most to you with affordable insurance solutions.

Lubbock Insurance FAQs

Do I need flood insurance for my home in Lubbock?
Yes. Lubbock is prone to flooding, and standard homeowners insurance does not cover flood damage. We recommend adding flood insurance, especially if you’re in a high-risk zone.

What’s the minimum auto insurance coverage required in Lubbock?
Texas requires a minimum of 30/60/25 coverage, which means $30,000 per injured person, up to $60,000 per accident, and $25,000 for property damage. However, we recommend higher limits to better protect you in case of a serious accident.

What types of commercial insurance are most common in Lubbock?
Commercial auto, general liability, and property insurance are some of the most common coverages needed by Lubbock businesses. Depending on your industry, workers’ compensation and professional liability may also be important.

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